Baccarat: the elegant card game of chance
By Vikram Nair, Casino Games Writer

Baccarat: the elegant card game of chanceSports insights · Play responsiblyBaccarat is a card game where you bet on which of two hands, Player or Banker, will finish closer to nine, or whether they'll tie. You make no decisions after placing your bet, because the dealer follows fixed drawing rules. The Banker bet has the smallest house edge, which is why it usually pays a small commission.
What can you bet on?
- Player: the Player hand finishes closer to nine.
- Banker: the Banker hand finishes closer to nine. Wins usually pay even money minus a commission, often 5 percent.
- Tie: both hands finish on the same total. It pays more but lands rarely.
How are the cards counted?
Aces count as one, cards two to nine count at face value, and tens and picture cards count as zero. If a hand adds up to more than nine, only the last digit counts, so a seven and an eight make 15, which counts as five.
When is a third card drawn?
Each hand starts with two cards. A third card is dealt according to fixed rules based on the totals, and the dealer handles this automatically. You never have to decide whether to draw.
What should you know before playing?
Check the table's minimum, maximum and commission before you sit down. Previous results shown on the scoreboard don't affect the next hand, so patterns in the history aren't a reason to change your bet.
Frequently asked questions
4 questions
Which baccarat bet is best?
The Banker bet has the lowest house edge, which is why it usually carries a commission. The Tie bet pays more but has a much higher edge.
What is a natural in baccarat?
A two-card total of eight or nine, which ends the hand immediately.
Do I have to decide whether to draw a card?
No. Third cards follow fixed rules and the dealer handles them.
Can I play live baccarat on Powerplay247?
Yes, when the live casino lobby lists it. It uses the same wallet as sports betting.
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